virtual-1A virtual terminal is the method merchants utilize to accept credit card and ACH payments online both securely and efficiently from their own computer.

With Elite’s virtual terminal there is no equipment, terminal or software needed. A virtual terminal has all the basic functions of a credit card terminal such as a sale, void, credit, authorization only, post authorization and settlement; only it is done online.

To access Elite’s virtual terminal simply use any computer with an internet connection.

  • Process swiped retail credit card transactions
  • AVS and CVV2/CVC2/CID processing
  • Manually enter credit card transaction
  • Manually enter ACH transactions
  • Receive authorizations responses
  • Send receipts electronically through e-mail
  • Issue refunds to a customer’s credit card
  • Capture authorized transactions
  • Store credit card or ACH payment data for future billing in our recurring database (add link)
  • Set up automatic customer billing for recurring charges (add link)
  • Batch uploading
  • Create customized reports

Elite’s Virtual Terminal can integrate with your shopping cart and web site through an easy to use API.


Learn more

To receive more information on how our payment processing solutions can help your business increase sales and reduce risk contact an Elite representative at 877-330-3313 or